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Retirement Planning

AGED CARE

One of the most complex and emotionally charged financial decisions you might ever have to make comes at a time in your life when you should be feeling secure. Integral Wealth can help you to navigate the minefield of government regulation and provide advice and support to get you the best financial and lifestyle outcome when it’s time to move into aged care.

RETIREMENT PLANNING

It doesn’t matter if retirement is a long way down the track or right around the corner, funding your lifestyle in retirement without having to worry about money is something that needs to be thought about.

Everyone wants to enjoy their retirement as much as they can. Maybe you plan to travel? Build a holiday home? Spend more time with family? These things cannot happen without proper planning and advice. Spending a little time now talking about your long-term plans and goals with Greg at Integral Wealth Solutions will be the best decision you make towards securing your future goals.

Greg can help you maximise your age pension, set up an account-based pension or work out a tax effective retirement income option for you. It’s important that you know how long your money will last and that you have plans in place that protect your money. At Integral Wealth Solutions, you and your retirement are in safe hands.

ESTATE PLANNING

Estate planning is an essential part of life as it gives you the peace of mind of knowing that your money goes to the right people when they need it most.

When the time comes, you want to make sure there is no residual debt burden or financial deficit left for your loved ones to deal with. Integral Wealth Solutions will work with you to develop an effective and efficient succession plan for your business if you own one. They can assist with funding estate planning challenges such as estate equalisation and business succession plans. Greg can also organise a strategy that can provide for children or minor beneficiaries to ensure they are looked after financially if you were not here to do it.

Greg will work to help to minimise estate expenses and taxes and make sure that your estate will be distributed effectively. At Integral, they will work hard to protect your assets from creditors and unintended beneficiaries. If necessary, they can set up a plan so that if you are incapacitated now or in the future, your loved ones will be taken care of.

Have control over who makes estate planning decisions with your money when you are no longer here to do it yourself, by chatting to Greg. With Integral working for you, your estate will be in safe hands.

PENSION PLANNING

When it comes to pensions, there is a surprising amount of bureaucracy and red tape to deal with. Having a good financial planner in your corner will ensure that you are as financially prepared for retirement as you can be.

Greg can help you maximise your age pension, fund your retirement living expenses and lifestyle or simply organise things so that you can enjoy a tax effective retirement income. Making sure you have sufficient income to enjoy your retirement years is essential and Integral Wealth Solutions are well positioned to help you achieve that.

A small amount of time spent now is all it takes to get you on your way to a more financially secure retirement.